Connected paypal. How to top up PayPal: all ways

Russian payment systems such as Yandex and Qiwi include the opening of a virtual card in their list of services. With it, customers can top up their PayPal balance using the following plan:

• a virtual card must be linked to the system in the same way as a Sberbank plastic card;
• when making a payment, indicate the virtual card number, confirming the procedure with SMS messages.

It is important that the name and surname specified during registration match the data of the cardholder.

Replenishment in Euroset and Svyaznoy stores

Fees and security of the Pay Pal system

In the PayPal system, the commission is taken only from the recipients of funds, that is, from online stores where goods are purchased. Of course, the store itself may add a certain percentage (usually 5%) to the cost of the goods to offset their commission costs.

If the user of the system receives payments from relatives or friends, then no commission will be taken from him either, unless the money comes from a bank card linked to the account. In the case of receiving a payment from a card, the commission is paid by either the sender or the recipient.

As for the security of the Paypal system, users can be calm here. Payment card data is not transferred anywhere. Paypal is one of the most secure resources in the world. A huge amount of money is spent on its security, and the best world-class specialists work.

PayPal is a universal international payment system that allows you not only to transfer money to the accounts of friends or counterparties, but also to pay for purchases on. Using Paypal is quite simple, and in order to register in it, a citizen will have to provide the system with a minimum of information about himself. And, of course, we must not forget about security: PayPal services securely store the user's personal data - from the last name, first name, patronymic and cell number to the series and number of the passport and bank card data.

However, it is not enough, Yandex.Money or Paypal; to make payment transactions, the user must first replenish the account. The easiest ways to put money on PayPal and the benefits of attaching a bank card to your wallet will be discussed below.

How does PayPal work?

First, a few words about the payment system. Like other electronic wallets, Paypal is designed for remote settlements using the Global Network. Currently, only a standard Internet connection is supported: I2P and onion-structure capabilities are not yet available to users. The same applies to blockchain technology: developments in this direction have been going on for more than a year, but at present, wallet owners will have to be content with the usual way of making transactions.

Important: if in order to, you need to tell the payment system only your name, email address and current cell number, then PayPal already during registration requires the address of residence, passport data (series and number) of the future account holder and (optionally) the green insurance number certificate (SNILS) or taxpayer identification number.

Another not very convenient registration condition is the need to immediately indicate the data of at least one bank card in the hands of the user:

• sixteen-digit number given on the front side of the card;
• expiration date, usually indicated directly below the number;
• CVV2 / CVC2 code, in most cases indicated on the back of a plastic card, but sometimes placed right next to the main number.

Users from the Russian Federation can open several currency accounts in the Paypal system to choose from, but only cards issued by domestic banks can be attached. It is to be hoped that these restrictions will eventually be lifted, but there is no hope for a quick solution to the problem.

Remote payments in the PayPal universal electronic system are carried out according to the following scheme:

1. To use the services, you must register with PayPal: anonymous transactions are not currently available. The features of registration were described above, it is not associated with special difficulties. The main thing is to have documents at hand (passport and TIN or SNILS) and a valid mobile operator number. It is not required to disable ad blockers or make additional browser settings before registration: Paypal is tolerant of the user's desire to work on a "clean" Internet.
2. If the purchase is made in any online store that supports payment using PayPal, it is enough to select the goods and send them to the basket, click the "Pay" button or similar and select the withdrawal of funds from the PayPal account.
3. The owner of the e-wallet will now be redirected to the main page of PayPal. Here, in order to log in to the system, he will need to enter his identification data in the appropriate fields: the previously invented login (e-mail address) and password, and then click on the "Login" button.
4. Once in the personal account, the user can familiarize himself with the features of the transaction offered to him and confirm the transfer of funds - or refuse it. Payment is made from an attached bank card or from a PayPal account, which can be replenished in many different ways, the simplest of which are given in the next section.
5. After receiving the user's approval, PayPal will transfer the funds to the account of the online store, then the payment can be considered completed.
6. As part of existing agreements between end users and agents (intermediaries), the owner of the PayPal wallet may subsequently (before the expiration of the established period) declare a change of mind and demand a refund to the account. This is not always feasible, but you should not forget about this possibility.

Another advantage of the PayPal payment system is a complex, constantly updated anti-fraud algorithm that creates certain difficulties for users, but guarantees almost one hundred percent security of their funds stored in an electronic wallet, as well as previously entered personal data.

Important: in the PayPal remote payment system, which will be described below, there is no subscription fee for using the wallet. In most cases, the account owner will need to pay a commission for each operation, consisting of a fixed part and a percentage of the transaction amount; there are no further fees, implicit or explicit.

How do I fund my PayPal account?

There are several ways to fund your PayPal e-wallet account:

• Through online resources for currency exchange. Some sites provide the ability to withdraw funds from another electronic wallet or directly from a bank card to PayPal; if this is not possible, the visitor can always find another platform - you cannot complain about their lack on the Internet.
• In the largest domestic cellular stores: Euroset and Svyaznoy. The only drawback of this way to top up a PayPal account is the need to get to the office and, possibly, stand in a small queue.

Important: the possibilities of the PayPal payment system are constantly honed and expanded. In the future, there will undoubtedly be more ways to replenish an account in Russia, and therefore it makes sense from time to time to check the current data of the universal service.

Exchange offices

Depending on which electronic service the owner of the PayPal wallet has chosen, a transfer fee may be charged from it, and registration or authorization on the exchange site is likely to be required. As practice shows, it is more profitable to replenish a PayPal dollar account, and then convert the currency into rubles. This option provides for a minimum commission and, oddly enough, a high speed of transferring funds.

If, however, it is important for the user to replenish the ruble account in the PayPal system, he can select the appropriate transaction in the systems:

1. iChanger (ichanger.net) - commission from 300 rubles.
2. ExchangeX (exchangex.ru) - commission from 3 dollars in ruble equivalent at the current rate.
3. MagnatuS (magnatus.com) - commission from 5 dollars in ruble equivalent at the exchange rate at the time of the transaction.

Important: Pre-registration is required on all the resources listed above. If the wallet owner is not satisfied with this condition, he can find other websites that are less demanding in terms of data verification, but charge even more commission.

Euroset and Svyaznoy

To replenish a PayPal account in Euroset and Svyaznoy mobile phone stores operating throughout the country, a PayPal user should:

• Find the nearest office of any of the named networks and go to it.
• Make sure that the operator is free, and explain to him the purpose of the visit.
• Tell the salon employee your payment details (e-mail address or cell phone number specified during registration with Paypal).
• Transfer the required amount to the service account using cash or a bank card.
• Wait for the system to notify about the successful transfer of funds.
• Thank the operator and leave the office.

Currently, it will be possible to replenish a PayPal account in Svyaznoy and Euroset stores with the following restrictions:

• maximum one-time transfer - 15 thousand rubles;
• the amount of transactions per calendar month - up to 40 thousand rubles;
• you can replenish in this way only a ruble PayPal account;
• the service is not available for corporate wallets.

What does linking a bank card to PayPal give?

By linking a bank card to a PayPal e-wallet, the user will be able to:

• complete the registration procedure in the system, confirming your identity and having the opportunity to make payment transactions with virtually no restrictions, and in the future - to increase the status of your account;
• pay for goods and services on the Internet not only from the “internal account” of Paypal, but also directly from the card;
• restore access to the wallet if the authorization data was lost or for some reason ceased to be perceived by the system;
• receive money returned by the online store for low-quality goods: usually the agency agreement provides for their receipt not to the PayPal account, but to the linked bank card.

However, today it makes no sense to talk about the merits of attaching a plastic card to an electronic wallet: a user who has not indicated at least one number will simply not be able to log into his account - in other words, linking a card is an indispensable condition for registering in the PayPal system.

Summing up

To replenish a PayPal account, the owner of an electronic wallet can transfer money from a plastic card issued by any domestic bank or payment system. However, the simplest methods currently remain payments through online currency exchangers or in Euroset and Svyaznoy mobile phone stores.

In the first case, it is more profitable to transfer funds to the dollar balance of the PayPal wallet; in the second, the user can only operate with the national currency. Linking a plastic card to a wallet is mandatory: without it, it is simply impossible to complete registration in the system and start using PayPal electronic services. And it is on the attached card that the wallet owner will be able to receive money for a canceled transaction - for example, in the case of returning a low-quality product to an online store.

This international payment system is used by many foreign online stores. The complexity of its development lies in the diversity and specificity of simultaneous work with other services. However, there is little information on the site about how to use it. Here you will find all the information on how to fund your paypal account.

How to put money on paypal through the terminal

To understand how the paypal replenishment system (hereinafter referred to as PP or RauR) works, you will have to study almost all popular payment systems, face limits and the mandatory linking of a bank card. However, the complexity is associated with high reliability and has led to the popularity of PayPal in many countries. Working on the Internet for almost 30 years, the system has already gathered a million users.

How to top up a paypal account through the terminal? Cash replenishment directly by PP is not possible. To carry out this procedure, it is necessary to perform preliminary manipulations:

1. Register in Qiwi system
2. Get a Qiwi Visa Wallet (QVW) virtual card.
3. Register an account with RayP.
4. Link QVW to a personal identifier in the PP.

After completing all the steps, you should:

1. Find the nearest terminal with an available Qiwi wallet replenishment option.
2. Top up with the required amount.
3. Pay for purchases through the RR website using the number of the linked card (16 digits).

Paypal replenishment at e-currency exchange points

There is no general option or section “How to top up paypal” on the site. We have to use workarounds for replenishment - electronic currency exchange systems. By default, PP works with dollar accounts. Operations with this currency are made according to a simpler scheme, without commission. The following intermediaries work with ruble operations:

• Instex (commission - 300 rubles);
• ExchangeX (commission - $ 5 at the rate);
• My-Exchange (commission - $ 8 at the rate).

The above "exchangers" require mandatory registration, charge a significant commission for the transfer. But if you still decide to replenish the PP in this way, then follow the instructions of the pop-up windows of the selected exchange (intermediary) point. Not everyone welcomes such multi-stage and costly methods, so they use more convenient, easy options.

How to put money on paypal from a card

When using the PP system for settlements with European and American stores, there is a prerequisite - adding a card. This is the easiest way: by linking a personal payment instrument once (up to 8 plastic cards at the same time), you can make repeated payments without complications and errors. When connecting the card to the RauR system, replenishment of the wallet directly is an optional condition. You can add to your account:

• debit;
• credit;
• a virtual card with a "linked" phone for SMS confirmations.

Top up paypal with a Sberbank of Russia card

How to replenish a paypal account with a Sberbank card:

1. After registering on the PP (it's free, fast, convenient), go to the "Link a card" tab.
2. Fill in all fields marked with an asterisk (they are required: card details, owner).
3. The system will automatically reserve a certain amount (if the procedure is completed correctly, it will appear in the PayP wallet).
4. An SMS notification will be sent to your phone to confirm.
5. After the procedure is completed, your account balance will be equal to the funds available on the cards.

How to top up paypal with a virtual card

Russian payment systems (Yandex, Qiwi) include the opening of a virtual card in the list of their services. How to top up paypal in this way:

1. Repeat steps 1-4 from the previous example of linking a Sberbank card using the virtual "plastic" data.
2. Specify the virtual number when making a payment, confirming the SMS sent to the phone.
3. The name and surname when registering an account in the PP and the cardholder must match.

Through Yandex money

Replenishment of the PP wallet with Yandex has a number of features:

1. The surname of the card user is entered in Latin characters.
2. An amount of up to 10 rubles is reserved to confirm ownership by the user.
3. The notification comes to the phone or email address (detected automatically).
4. After confirmation, the amount is returned to Yandex wallet.

Through qiwi wallet

How to replenish an account on paypal through Qiwi bank, taking into account the features:

1. We select a virtual Qiwi card in the binding system.
2. Fill in all required fields.
3. Last name, first name of the owner should be entered as on the card.
4. Confirm verification via phone with a 4-digit code.
5. The amount in the wallet must be $ 2 in ruble equivalent.

How to transfer money to paypal within the system

Payment for purchases and transfers within the system is possible subject to the obligatory fulfillment of the following conditions:

1. Linking any card to a PP account.
2. Full identification and completed profile.

There are three ways to transfer money to PayP (via an electronic identifier):

1. Become a bidder on eBay.
2. Use the "exchanger".
3. Contact a friend (member of the system).

Request for funds

The simple and clear interface of the paypal site will guide you through all the necessary procedures. It is easy to navigate in the bookmarks and make a request. Learn how to top up your paypal account without just contacting the system member. The order of the procedure:

1. Login to your account.
2. On the top panel, find the "Sending and Receiving" tab.
3. A new page will pop up with a list of possible actions.
4. Find the item "Request payment".
5. In it, you must specify the name or email of a friend, indicate the amount and currency.
6. The procedure takes a few seconds.

You can use your own page in the RR. For this you need:

1. Create a unique custom page (with a paypal.me/(name) format link) by going to "Sending and Receiving" and selecting the "My Page" section.
2. It is allowed to come up with an interesting and recognizable identifier.
3. Using this link, send it to friends and acquaintances.
4. In this case, you should indicate the requested amount and currency as a continuation of the link, limiting it with a slash (/). For example: paypal.me/olga/100RUB/.
5. To transfer money, the payer must follow the link and follow the instructions.

Transfer from account to paypal account

How to replenish paypal directly from the payment service (from the account). The procedure for the user of the PP system:

1. In your wallet, go to the "Send payment" tab.
2. In the window that opens, specify the amount of sending, currency, identifier (e-mail specified during registration).
3. The operation of sending and crediting to another account takes less than a minute.
4. The advantage of sending is the minimum payment from one cent (ruble).
5. A prerequisite is the coincidence of wallet currencies. Otherwise - only through an electronic exchange office.

How to put money into paypal account through euroset

Salons "Svyaznoy" and "Euroset" provide services for replenishing an account in the RR. Responsive operators will come to the rescue. To do this, you need to find the nearest office. The information is always up-to-date on the websites svyaznoy.ru, euroset.ru. Further, the scheme of your actions is the same:

1. Approach a free operator.
2. Notify him of the desire to replenish the PP account.
3. Provide the seller with the necessary information (registration email address of the RR).

Discuss

How to top up PayPal